Dorothy Nicklus

  Insurance Claim Public Adjuster

Profile

Dorothy Nicklus, Regional VP Metro Public Adjustment.  Advocating for the property owner; licensed in state of NJ, South Carolina, Georgia, and Tennessee; Real Estate Broker with a Master of Science in Management (M.S.M.). Our firm has over 26 years of adjusting claims for the property owner. We will provide the expertise professional representation to maximize your claim settlement for covered losses such as: fire, flood, lightning, vandalism, wind, snow, ice damming, plumbing leaks, backups, theft, and collapse.

Licensed in NJ, PA, NC, SC, GA, WI, TN & CA  Lic# 2M23150

Do not wait for the time you need to call. First learn what’s truly covered in your policy before it’s too late. Educating the policy holder with an annual policy review is important. We conduct policy reviews so that when a claim occurs, owners’ have information needed for the claims process to go smoothly as possible. Understand what you are up against when submitting a claim by yourself.

When you submit a claim, you have to deal with a very experienced insurance company adjuster who is thoroughly trained in all aspects of minimizing your damage. Keep in mind that it is the homeowner’s responsibility to point out the damage, not the insurance company adjuster’s job. Its a daunting task and impossible to achieve without training in knowing what repairs are required to bring a property back to pre-loss condition

Property

Recover your property’s value by bringing the property back to pre-loss condition – to what it was before the damage. We stay up to date on policy changes which constantly are modified by the property insurance industry. We adhere to public adjustment best business practices. I experienced the ravages of Super Storm Sandy and understand what it takes to navigate a disaster. This unique perspective brings sensitivity to policy holders needs.

Keenly aware of pitfalls trying to manage a claim without an advocate, our expertise is provided to document damage with effective claim reporting. Low ball claims may qualify to be reopened. Please note only an attorney or licensed public adjuster can reopen a claim. Its against the law for a tradesman; they are not trained and cannot fully document all aspects of damage.

Licensed in NJ, SC, GA, TN

capitalmuse@gmail.com

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